This Chocolate Chip Banana Bread is incredibly moist, rich in flavor, and brimming with ripe bananas and melty chocolate chips. This delicious banana bread recipe is a real treat that stands out as the ultimate crowd-pleaser.

This banana quick bread recipe is great any time of year as well as this Blueberry Banana Bread, made with fresh blueberries and ripe bananas.
Jump to:
Why You'll Love This Recipe
- It has an incredibly moist texture and rich, flavorful taste
- Loaded with ripe bananas - It's a good use of over-ripe bananas.
- Chocolate flavor throughout - Melty chocolate chips are throughout the banana bread
- Easy to make - The recipe for this easy banana bread recipe is straightforward
- Perfect for any occasion - Great for breakfast, brunch, dessert, or an afternoon snack.

Ingredients in Chocolate Chip Banana Bread
Simple ingredients are used to make this chocolate chip banana bread recipe and it's easy to make!
- ripe bananas, mashed (brown bananas produce the most flavor versus yellow bananas)
- vegetable oil
- large eggs
- milk
- white sugar
- ground cinnamon
- all-purpose flour, spooned & leveled
- baking powder
- salt
- semi-sweet chocolate chips
- ½ cup walnuts - optional

How to Make Chocolate Chip Banana Bread
Preheat the oven- Preheat the oven to 350ºF. Either line a 9x5 loaf pan with parchment paper or grease and flour the loaf pan well.
Mash the bananas- Mash the ripe bananas in a large mixing bowl and beat the eggs into the mashed bananas until well combined.
TIP: There are no bananas too ripe for banana bread! The riper the banana the more flavorful it will be.
Top Tip
There are no bananas too ripe for banana bread! The riper the banana the more flavorful it will be.
Stir in the milk and vegetable oil. Mix in the granulated sugar.
Combine the dry ingredients- Combine the baking powder, salt, the spooned & leveled all-purpose flour, and the chocolate chips.
Tip: Mixing the chocolate chips with the flour will help prevent the chocolate chips from sinking into the banana bread. If using walnuts, they will be added at this time.
Add the dry ingredients- Slowly blend the dry ingredients into the banana mixture just until the flour mixture is moistened. You don't want to overmix the batter because the banana bread will come out dense and dry.
Add batter to pan- Pour the batter into the prepared loaf pan and gently give it a shake or tap it on the countertop so the top evens out. If desired, add extra chocolate chips to the top of the batter before baking.
Bake in the preheated oven- Bake for 55 to 60 minutes or until a toothpick entered into the center of the banana bread comes out clean and the top is golden brown.
Cool the banana bread- Cool the chocolate chip banana bread for 10 minutes before removing it from the loaf pan.
Transfer the bread to a wire cooling rack and allow it to cool completely. Wrap tightly with plastic wrap or store in an airtight container.

What Kind of Bananas to Use for Banana Bread?
Don't throw those overripe bananas away! The bananas matter when it comes to making banana bread. Green bananas lack flavor and even the yellow bananas leave more to be desired when making banana bread.
For delicious and flavorful banana bread, go for the ripest bananas you can get. That means the ugly brown bananas! As long as the bananas aren't rotting, use them!
When a banana becomes very ripe, the sugars break down in the bananas and create more flavor and the mushiness of the bananas helps the texture when making banana bread and produces a delicious moist chocolate chip banana bread.

FAQ's
Can I use frozen bananas for chocolate chip banana bread?
How do I store Chocolate Chip Banana Bread?
How do you make healthier chocolate chip banana bread?
RELATED
Here are some other recipes that you may like including these Cake Mix Blueberry Muffins and this Apple Crumb Coffee Cake Recipe.
📖 Recipe
Chocolate Chip Banana Bread
Ingredients
- 3 ripe bananas mashed
- ⅓ cup vegetable oil
- 2 eggs
- ¼ cup milk
- 1 cup granulated sugar
- ¼ teaspoon ground cinnamon
- 2 cups all-purpose flour spooned & leveled
- 2 teaspoon baking powder
- ¼ teaspoon salt
- ½ cup semi-sweet chocolate chips
- ½ cup walnuts - optional
Instructions
- Preheat the oven to 350ºF.
- Line a 9x5 loaf pan with parchment paper or grease and flour the pan well.
- Mash the ripe bananas and beat the eggs into the bananas until well combined in a large bowl.
- Stir in the milk and vegetable oil.
- Mix in the granulated sugar.
- In a separate bowl, combine the ground cinnamon, baking powder, salt, all-purpose flour, and chocolate chips.
- Slowly blend the dry ingredients into the banana mixture just until the flour mixture is moistened.
- Pour the batter into the prepared loaf pan and gently give it a shake or tap it on the countertop so the top evens out.
- Bake for 55 to 60 minutes or until a toothpick entered into the center comes out clean.
- Cool for 10 minutes before removing the banana bread from the loaf pan.
- Transfer the bread to a wire cooling rack and allow it to cool completely.
Notes
Nutrition
Dana is an experienced recipe creator who crafts easy and delicious recipes for all levels of home cooks.
Her recipes range from classic comfort foods to healthy and nutritious meals, and she is always on the lookout for new and exciting ways to bring flavor and variety to the table.
DK Park says
This banana bread looks amazing it is sweet, creamy, moist, crisp on the outside, and so on. banana breads are my favorite and this one did not disappoint!
jamie says
Deliciously moist Chocolate Chip Banana Bread This is perfect for everyone, easy to do, and for occasions. I love it
Amy Lui Dong says
My all time favorite, banana bread! Its such a treat for me to see this recipe online because now i can make my own banana bread that i always crave for!
silvia says
I was so glad I could use frozen bananas. I had a few that I was saving for smoothies but then I saw your recipe and decided to use them here. So delicious. Banana and chocolate is a match made in heaven.