Prep Time: 5 Min
Cook Time: 25 Min
Preheat the oven to 350º F and spray a 9×13 baking dish with cooking spray.
Mix the refried beans together with the softened cream cheese until smooth.
Mix the sour cream, salsa, and taco seasoning into the bean mixture. Stir in the Monterey Jack and cheddar cheese
Transfer the bean dip to the baking dish, spreading evenly. Bake in the preheated oven for 25 – 30 minutes.